These counselors, who make a flat fee to give you advice. E 'likely to go over the entire personal financial situation to you before making any recommendations. In addition, committees do not do anything if you buy a stock or mutual fund.
To review as objective as possible, I think have the best chance to load advisers. They are not motivated to sell investment products. Also, do not push you to buy a lot of things unless it is in their favor, they did not really make a difference in their results.
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